Quick program overview
Do you want to own a home but don't have the down payment? Our down payment program fixes that by providing the down payment you would need to help close on your home.
There are different programs available from the City/ County/ State/ and National levels. Each program is unique.
Program qualifications include: credit scores of 580 and above, employment, up to date filing of tax returns, etc. Low credit score? We can help you as well.
Funds are limited in each program
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Utilize Our Down Payment Assistance Today
If you want to purchase the home or property to make your dreams come true, then one of the first things that you will need to make it happen is financing. With a reliable source of money to finance your purchase, you can truly achieve your dreams when it comes to real estate. However, even a financed home needs a down payment. When you need a down payment to make your real estate purchase happen, then you should turn to the company that has time and again proven that we answer when called upon and step up to make our clients’ real estate goals happen.
Financing That Won’t Harm Your Long-Term Picture
All too often, financing companies that claim to provide down payment assistance come along and offer financing for your down payment that is high in interest and increasingly difficult to pay back. However, that won’t be a concern with our down payment assistance. Our goal is always to help our clients, and one of the ways that we are able to do that is by offering affordable, long-term financing for their real estate deals that allow our clients to close real estate deals quickly and easily. When you work with us, you can be confident that your long-term financial health is taken into consideration and cared about.
Time Is Money In Real Estate
When you’re dealing with real estate, you know that time is money. The sooner that you’re able to close the deal, the better deal that you’re going to get. When it comes time to pounce on a great real estate deal, you need financing quickly. We can provide it. If you need quick capital for a down payment on the home of your dreams or your net big real estate score, then we are the right partner to work with. We understand the needs of those that are in a rush to get their real estate deal done in a timely manner.
Why Choose Us For Down Payment Assistance?
When it comes to financing for real estate deals, you have a number of options. We know that--but we also know that our clients continue to come back to us time and again for a reason. Here are some of the benefits of working with us for your down payment assistance financing needs.
Experienced
We have been in the industry for years and can adapt our services to fit your needs. Our experience is a valuable asset to have on your side through a real estate transaction. If you want to work with a partner that understands the needs of real estate purchases, then we are the right choice for you.
Customer Service
When you work with a provider for down payment assistance, you want to be sure that you will have easy access to customer service when needed. If customer service is a priority for you, then we are a great choice of partner. We prioritize customer service in all of our down payment assistance transactions and make it easy for you to get the help that you need.
Testimonials
Donna
Donna started out with a different team, she was not getting the cooperation she wanted, and switched over to us. After speaking with her, Donna hired us, and the fun started. We found a home for her, the program got her closing cost and down payment paid. We also negotiated a home warranty and additional funds to help her with certain upgrades she wanted. The best part, she only needed to come out of pocket $650 at closing!
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What is a down payment?A down payment is a percentage of the total cost of a house that homebuyers pay at closing. Most mortgages require a down payment of at least 3%. A down payment does not include other costs of buying a house, such as closing costs or legal fees.
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Who qualifies for down payment assistance?Anyone who is a first-time home buyer/ have not owned a home within the last 3 years/ or moving up to a bigger home that will be your primary home.
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How much does down payment affect interest rate?It depends on your credit score.
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Does down payment assistance cover closing costs?No, our program only covers the down payment itself. Additional closing costs include lender fees, appraisal fees, title fees, and legal expenses. You will have to cover these costs yourself. We will inform you how much that is once qualified.
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What is the income limit for down payment assistance?It varies by programs, some may or may not have restrictions. Our programs do not.
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How much money does down payment assistance provide?The amount depends on where you are, but typically you get the full down payment amount. In some states, programs can give a percentage of the home’s sale price, while others limit assistance to a flat amount.
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What is down payment assistance in texas?Funds to help you purchase a home.
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Does down payment assistance increase interest rate?No it does not, your credit score does.
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Do you have to pay back the down payment assistance program?There are different programs available and each vary with their requirement.
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Do down payment assistance programs work?Yes they do, view our testimonials.
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Is down payment assistance worth itYes, view our client testimonials.
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How much is fha down payment assistance?3.5% of your loan amount.
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Is down payment assistance taxable?Consult your tax account as everyone tax breaks are different.
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Are there special down payment assistance programs for veterans?Yes. At the federal and state levels, there are multiple down payment assistance options specifically for veterans and active military families. If you fall into one of these categories, you should take advantage of these funding programs.
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